<p><b>Job title:</b> Credit Admin Officer Job at Personal Trust Microfinance Bank<br />
<br /><b>Company:</b> </p>
<p><b>Job description</b>: Personal Trust is a Microfinance Bank in Lagos and a subsidiary of First Ally Capital Limited (FACL). Formerly known as Personal Trust Savings and Loans, the Bank was registered in 1993 and operated as a Mortgage Bank until its conversion to a Microfinance Bank in 2014. Personal Trust has a branch network at strategic locations in Lagos State and provides banking services to individuals, micro, Small and medium enterprises (MSME).</p>
<p> We are recruiting to fill the position below:</p>
<p> Job Position: Credit Admin Officer</p>
<p> Job Location: Lagos Mainland, Lagos<br />
 <br /> Employment Type: Full-time</p>
<p> <b>Job Summary</b><br />
 </p>
<ul>
<li>The Credit Admin Officer is responsible for all credit administration functions in the department.</li>
<li>The jobholder ensures credit file documentation is in line with product paper and in compliance with the credit policy.</li>
</ul>
<p> <b>Duties and responsibilities</b> </p>
<ul>
<li>Maintains registers and records of outgoing and incoming credit documents and collateral</li>
<li>Serves as a liaison between staff and the credit department</li>
<li>Responsible for the preparation of all credit-related letters and correspondence</li>
<li>Provides weekly collection and payment schedules to marketers while ensuring prompt and timely repayments as per schedule</li>
<li>Identify and escalate repayment irregularities for further management action</li>
<li>Develop and maintain a filing and archiving system</li>
<li>Provides support to the legal, recovery, compliance and operations departments on credit-related request and enquiries</li>
<li>Receive and keep of all security documents in conjunction with the legal department</li>
<li>Perform credit status inquiry and interface with Credit Bureau</li>
<li>Daily monitor the credit portfolio and evaluate the risk of potential default while recommending solutions to the loan recovery team</li>
<li>Research and evaluate credit applicant&#8217;s financial status, references, credit and</li>
<li>Any other responsibility assigned by Management</li>
</ul>
<p> <b>Qualifications</b> </p>
<ul>
<li>HND / B.Sc in Accounting, Finance, Statistics or any related field</li>
<li>Evidence of completion or exemption from NYSC</li>
</ul>
<p> <b>Experience:</b> </p>
<ul>
<li>Demonstrated experience as a credit administrator or monitoring officer in a financial institution.</li>
</ul>
<p> <b>Skills:</b> </p>
<ul>
<li>Excellent administrative skills</li>
<li>Strong communication and interpersonal skills (including writing and speaking)</li>
<li>Proficient in the use of MS Office Suite.</li>
<li>Strong financial analysis skills with the ability to prioritize and manage workflow under strict deadlines</li>
</ul>
<p><b>Expected salary</b>:<br />
<br /><b>Location</b>: Lagos<br />
<br /><b>Job date</b>: Wed, 08 Nov 2023 00:14:12 GMT</p>
<p><a href="https://jobviewtrack.com/en-ng/job-1949416e5f010b0753546f050e080d02170036090718286a5940440a4f21411249000d136c2a0c4306070f1a444a534e48442d0f491f22201a040a0e11003b0e0f1a494e4f2f6f050105264512535a5859/e3bf6c147de3f9efa4870a5aa3715bd0.html?affid=d54dda8fa2db24c8445c282b3d357966"><b>Apply for the job now!</b></a></p>

