Job title: Credit Admin Officer Job at Personal Trust Microfinance Bank
Company:
Job description: Personal Trust is a Microfinance Bank in Lagos and a subsidiary of First Ally Capital Limited (FACL). Formerly known as Personal Trust Savings and Loans, the Bank was registered in 1993 and operated as a Mortgage Bank until its conversion to a Microfinance Bank in 2014. Personal Trust has a branch network at strategic locations in Lagos State and provides banking services to individuals, micro, Small and medium enterprises (MSME).
We are recruiting to fill the position below:
Job Position: Credit Admin Officer
Job Location: Lagos Mainland, Lagos
Employment Type: Full-time
Job Summary
- The Credit Admin Officer is responsible for all credit administration functions in the department.
- The jobholder ensures credit file documentation is in line with product paper and in compliance with the credit policy.
Duties and responsibilities
- Maintains registers and records of outgoing and incoming credit documents and collateral
- Serves as a liaison between staff and the credit department
- Responsible for the preparation of all credit-related letters and correspondence
- Provides weekly collection and payment schedules to marketers while ensuring prompt and timely repayments as per schedule
- Identify and escalate repayment irregularities for further management action
- Develop and maintain a filing and archiving system
- Provides support to the legal, recovery, compliance and operations departments on credit-related request and enquiries
- Receive and keep of all security documents in conjunction with the legal department
- Perform credit status inquiry and interface with Credit Bureau
- Daily monitor the credit portfolio and evaluate the risk of potential default while recommending solutions to the loan recovery team
- Research and evaluate credit applicant’s financial status, references, credit and
- Any other responsibility assigned by Management
Qualifications
- HND / B.Sc in Accounting, Finance, Statistics or any related field
- Evidence of completion or exemption from NYSC
Experience:
- Demonstrated experience as a credit administrator or monitoring officer in a financial institution.
Skills:
- Excellent administrative skills
- Strong communication and interpersonal skills (including writing and speaking)
- Proficient in the use of MS Office Suite.
- Strong financial analysis skills with the ability to prioritize and manage workflow under strict deadlines
Expected salary:
Location: Lagos
Job date: Wed, 08 Nov 2023 00:14:12 GMT
