A Nigerian man has stirred reactions online after anonymously confessing that he left his wife in the United States to face the consequences of a loan he took using their house as collateral.
This revelation was shared in a post on a popular social media platform, X (formerly Twitter), via an anonymous confession link shared by @RitableP.
According to the post, the man and his wife relocated to the U.S. in 2023. Shortly after, he secured a loan using their house in the U.S. as collateral.
However, following a divorce, the house was awarded to his wife as part of the settlement.
The man admitted that before the divorce was finalized, he had already transferred the loan funds into offshore accounts.
Now back in Nigeria, he revealed he has no intention of repaying the loan, knowing fully well that the house could be repossessed by August—leaving his ex-wife homeless.
His full statement reads: “Madam Rita, I have a funny confession. My wife and I moved to the U.S. in 2023. I collected a loan in the U.S. using my house there as collateral. She divorced me and got the house. I had already moved the money to offshore trusts. The repayment of the loan starts this year.”
“I’m not repaying the loan, so that house will be seized and repossessed by the bank by August this year. She’s going to be homeless and stranded. I’m back in Nigeria enjoying the money. Clap hand for Jesus.”
The post has since gone viral, sparking conversations about betrayal, legal loopholes, and the consequences of financial deception.
See some reactions below:
@ibari__: “He is a very wicked man. Why will he subject her to such and everlasting trauma.”
@tessychrix46: “So ur wife didn’t know u collected a loan and you used ur house as collateral?? Like u guys don’t communicate or make plans together?”
@Linda_dadiva1: “So what happens to his credit score? It will evaporate?This is not a smart move mehn. Joke is on him.”
@PaulPositive4: “This story no add up. You moved to the US 2023 and you already own a house? Did you buy in cash? If not, how can the bank repossess a house you’ve not completed its mortgage.”
@VinnyCongr80394: “But come to think of it how did he get a house within two years in the USA like personal house the story is not adding up smart man though a big win for him if it is true.”
@frank_uriah: “During the process of divorce they didn’t discover that the house was use for collateral, you credit scores, your liabilities? This story is not adding up at all.”
@Leopridas: “This is hilarious. I have a pal who got married & all wife want is to eat out. Deprived the man of sex at will for months. At a point, she quried how much man earn, he said N150k while he earn over N800k. Fee months later, she left that she cant suffer with man. Big lesson learnt.”
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