Job title: Branch Manager Job at Alert Microfinance Bank Limited
Company:
Job description: Alert Microfinance Bank Limited, a subsidiary of Alert Group Limited, is a Pan African MSME Bank with a state license. Strategically located in the commercial hub center of Lagos State, we cater to a wide range of business ventures, including small, medium, and large-scale enterprises.
We are recruiting to fill the position below:
Job Position: Branch Manager
Job Location: Agege, Ikotun, Ajah – Lagos
Employment Type: Full-time
Job Summary
- Branch Manager is responsible for the coordination, supervision of subordinates via evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.
Job Description
- Coordinate, supervise, market loan products and process loan applications for Customers
- Oversee subordinates and evaluate loan processing to determine customers financial eligibility and feasibility of repayment of loans
- Presenting loan proposals to the credit units and informing the client about the decision of the credit units
- Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
- Determine all applicable ratios and metrics and set up loan payment plans
- Complete loan contracts and counsel clients on policies and restrictions
- Opening loan applications Conducting loan analysis by visiting the business and household of clients
- Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
- Ensuring high quality standards of the bank’s credit portfolio
- Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.
Key Requirements
- Minimum of B.Sc. or its equivalent in Marketing or related field.
- 3 – 5 years of cognate experience from a reputable Microfinance Bank.
- Must be resident around Ikotun, Egbeda, Agege, Ajahand it environ.
- Ability to disburse Micro, SME Loans in large volumes without default
- Sound Risk Management experience and can disburse/deliver a Min of 30million Naira Loan Monthly with good success rate and track records.
- A female is preferable for gender equality
- Experienced in repayment tracking and loan collection without a day default
Expected salary:
Location: Agege, Lagos State
Job date: Wed, 20 Dec 2023 08:34:34 GMT
