Credit Archives - World News: Entertainment, lifestyle, Health, Technology https://toptechblitz.com.ng/tag/credit/ Sun, 21 Jan 2024 20:02:39 +0000 en-US hourly 1 https://wordpress.org/?v=6.5.3 https://i0.wp.com/toptechblitz.com.ng/wp-content/uploads/2024/01/cropped-Blue-and-Red-Abstract-Breaking-News-Politics-Logo-1.png?fit=32%2C32&ssl=1 Credit Archives - World News: Entertainment, lifestyle, Health, Technology https://toptechblitz.com.ng/tag/credit/ 32 32 213894740 Citi Commercial Bank – VP Credit Officer, Healthcare/Nonprofit https://toptechblitz.com.ng/citi-commercial-bank-vp-credit-officer-healthcare-nonprofit/ https://toptechblitz.com.ng/citi-commercial-bank-vp-credit-officer-healthcare-nonprofit/#respond Sun, 21 Jan 2024 20:02:39 +0000 https://toptechblitz.com.ng/citi-commercial-bank-vp-credit-officer-healthcare-nonprofit/ Job title: Citi Commercial Bank – VP Credit Officer, Healthcare/Nonprofit Company: Citigroup Job description: Citi Commercial Bank – Commercial Lending Management – Credit Officer, Healthcare/Not for Profit Vertical – Vice President Description Citi’s US Commercial Bank (CCB) is a rapidly growing business, targeting emerging, mid- and larger-sized companies with annual revenue generally from $50 million [...]

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Job title: Citi Commercial Bank – VP Credit Officer, Healthcare/Nonprofit

Company: Citigroup

Job description: Citi Commercial Bank – Commercial Lending Management – Credit Officer, Healthcare/Not for Profit Vertical – Vice President

Description

Citi’s US Commercial Bank (CCB) is a rapidly growing business, targeting emerging, mid- and larger-sized companies with annual revenue generally from $50 million to $3 billion. To facilitate the CCB’s wholesale lending activities, Commercial Lending Management (CLM) serves as an in-business credit function organized around our strategic industries and global target market approach. CLM plays a critical role of the client delivery model for the CCB, translating thought-leadership, industry and product expertise, and an end-to-end ownership of the credit relationship into best-in-class lending solutions. We are seeking a dynamic and motivated credit professional to join the US CLM Healthcare/Not for Profit team. The position will be based in Irving, Texas or New York City.

The CLM Credit Officer facilitates the end-to-end lending process for a covered industry vertical through a team of credit professionals. CLM is essential for the delivery of a wide range of financial solutions to Citi CCB clients, working in direct partnership with Relationship Managers and Independent Risk, to execute on the firm’s and client’s business objectives. This can include working capital solutions, term loans, treasury and liquidity management services, foreign exchange, trade finance and interest rate derivatives. The primary responsibilities of CLM include credit underwriting, due diligence, structuring and documentation, and portfolio monitoring. As part of the business and in direct partnership with relationship coverage bankers, CLM teams provide thorough, objective analysis of the financial condition and credit worthiness of borrowers, including prevailing covered industry sector and product/market conditions, as well as the appropriate credit structure based on various risk considerations.

The CLM Credit Officer is responsible for approving and managing a material amount of credit risk associated with capital deployed across a variety of lending products appropriate for commercial banking relationships. The CLM Credit Officer is a critical partner in the pre-screening of pipeline opportunities with Relationship Management for assessing credit appetite and identifying key issues, providing structuring input on financing options, driving internal analytical work product and discussions on credit approvals, and maintain ongoing credit oversight of the lending portfolio relationships through quarterly and/or annual reviews along with covenant and other reporting monitoring, as applicable. The assigned industry/specialty vertical requires extensive knowledge of the unique sector/product drivers and key performance indicators to make well-informed credit underwriting decisions and proactively manage the portfolio based on a dynamic environment. The CLM Credit Officer provides sector and sub-segment insights for key internal and external stakeholders, contributes to industry-specific risk and portfolio content, including industry-level portfolio reviews, and leads the credit-specific risk assessments on new originations and portfolio requests.

The CLM Credit Officer role also requires an extensive understanding of various Citi and CCB-specific credit policies, processes, and procedures, and how to apply these concepts consistently in practice, including ensuring the portfolio is appropriately risk-rated and classified, properly secured (if applicable) and that early warning signs are established and proactively addressed. CLM represents a critical “first line of defense” control function for the bank, ensuring the CCB’s credit process is conducted in accordance with all internal and regulatory frameworks, and is responsive to relevant inquiries. The CLM Credit Officer plays an important role in meeting a high standard for owning the work product of their respective portfolio and represent their covered accounts in numerous highly visible forums. A Credit Officer can advise or lead strategic projects for US or Global CLM initiatives and provide critical inputs that direct the future of credit formation within the CCB. Additionally, the CLM Credit Officer identifies, creates and helps to deliver the necessary technical skills training to various teams across CCB to promote the development and application of credit skills, mentoring/managing junior and other support staff.

Key Responsibilities

  • Facilitate the end-to-end lending process within the US CCB for the assigned relationships and portfolio
  • Knowledgeable of assigned portfolio and industry, and able to articulate and support a credit view based on well-supported analysis that effectively balances risk and business objectives
  • Ensure appropriate regulatory classification and minimizing net credit losses for covered portfolio, as well as identify emerging areas of concerns that should be escalated
  • Provide accountability for decisioning using credit covering approval authority in tandem with Independent Risk
  • Directly manage the analysis and workflow of underwriting requests for new-to-bank and existing credit relationships, including pre-screening opportunities, facilitate amendments and extensions, perform annual reviews and other credit requests, including the related diligence
  • Lead the timely analysis and preparation of monthly and/or quarterly financial memo reviews of existing borrowers to track compliance with loan covenants, raising potential concerns and taking necessary actions in partnership with other key stakeholders for the assigned portfolio
  • Direct and supervise the loan documentation process for both new transactions and amendments or modifications; including coordination with internal partners and/or outside legal counsel to ensure that all credit approval terms and conditions are appropriately represented in the closing documents
  • Conduct periodic client calls on all portfolio clients and select new to bank opportunities in partnership with the Relationship Manager
  • Develop and maintain an extensive knowledge in the various credit products and services offered to CCB clients
  • Mentor and develop junior staff to become effective resources and future Credit Officers and Bankers
  • Recommend changes to improve existing processes to achieve greater efficiency and controls
  • Work proactively, and in a constructive and diplomatic manner, with internal and external stakeholders to keep transactions moving forward and in accordance with appropriate controls

Qualifications

  • Experienced C13 credit underwriter with a deep and relevant Healthcare and Not for Profit industry expertise, particularly in commercial lending
  • 5+ years of experience in credit underwriting, portfolio and/ or risk management with a large multinational financial services organization
  • Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
  • Excellent communication (written, verbal, presentation and listening) and organizational skills; ability to complete multiple priorities in a timely manner
  • Strong credit sense and ability to articulate a view, work across a range of credit products, with experience in early problem recognition and resolution skills
  • Demonstrates learning agility: Seeks out resources and experience to continually build knowledge/skills; quickly and successfully applies learning to new situations
  • Reaches decisions in a timely and transparent manner, knows when enough information has been collected to make sound decisions, takes calculated risks with the confidence to defend their credit view
  • Proficient in various spreadsheet and word processing applications
  • Bachelor’s degree; advanced degree(s) and other certifications considered but not required

Job Family Group: Risk Management

Job Family: Credit Decisions

Time Type: Full time

Primary Location: Irving Texas United States

Primary Location Salary Range: $114,720.00 – $172,080.00

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries (“Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review .

View the ” ” poster. View the .

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Expected salary: $114720 – 172080 per year

Location: Irving, TX

Job date: Sat, 13 Jan 2024 05:13:36 GMT

Apply for the job now!

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Associate, Credit Management – Corporate Client Group https://toptechblitz.com.ng/associate-credit-management-corporate-client-group/ https://toptechblitz.com.ng/associate-credit-management-corporate-client-group/#respond Fri, 19 Jan 2024 22:33:01 +0000 https://toptechblitz.com.ng/associate-credit-management-corporate-client-group/ Job title: Associate, Credit Management – Corporate Client Group Company: Royal Bank of Canada Job description: Job Summary Job Description **This is an opportunity for candidates to express their interest for future positions in Toronto, Montreal, Calgary or Vancouver** What is the opportunity? Do you thrive in working in an interactive team environment? Are you [...]

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Job title: Associate, Credit Management – Corporate Client Group

Company: Royal Bank of Canada

Job description: Job Summary

Job Description

**This is an opportunity for candidates to express their interest for future positions in Toronto, Montreal, Calgary or Vancouver**

What is the opportunity?

Do you thrive in working in an interactive team environment? Are you a quick learner? Do you have strong written and verbal communication skills? As an Associate, you will manage an industry-specific portfolio of Corporate Client Group (CCG) Borrowers. This is a middle office function that works closely with CCG and other partners within the bank to deliver a full range of credit and banking services to multinational and other large corporate relationships.

What will you do?

Responsible for managing credit risk associated with syndicated and bilateral loan facilities and trading derivative lines. Tasks include preparation of credit amendments, annual reviews, reviewing loan documentation, annual risk assessments, including financial modeling where required

Actively follow the business and financial performance of the borrowers in your portfolio through daily monitoring of financial and industry information, regulatory events, external rating agency movements, and other early warning signals

Identify and assess deteriorating risk situations through your credit analysis and where necessary, propose a course of action to your Team Leader & Director to ensure the safety of the bank’s funds

Ensure compliance with loan agreements by verifying performance against financial covenants, margin limits and Bank Policy.

Ensure bank systems correctly reflect key terms and conditions of credit agreements and other documentation for the assigned portfolio, with respect to data integrity

Build relationships and interact extensively with other functions within the organization such as Corporate Client Group, Risk Management, Global Loans Administration, front line Service Managers, Cash Managers, etc.

What do you need to succeed?

Must-have:

Strong credit, analytical and technical skills, ability to critically assess financial statements and other corporate and commercial client reports and draw reasoned and relevant conclusions to recommend a course of action

Professional written and verbal communication skills with the ability to work effectively within a team environment and to interact at all levels within a large organization

Ability to read and understand complex legal documents, prioritize, commit to task with excellent attention to detail, and perform well under pressure to meet time sensitive deadlines as this is frequently not a 9-to-5 environment

Strong Excel, Word and PowerPoint skills

Nice-to-have:

MBA, professional designation (e.g., CFA, CPA) or a post-graduate degree with a focus in business, economics, finance, or accounting

Previous banking experience with relationship management, structuring and writing credit proposals, credit processes, policies, risk analysis

Ability to communicate and read legal documentation in French

Familiarity with the Capital Markets credit process and loan agreements

Knowledge of internal systems such as CCMS, TMS & Newton

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

Ability to make a difference and lasting impact

Work in a dynamic, collaborative, progressive, and high-performing team

Opportunities to do challenging work

Job Skills

Additional Job Details

Address: ROYAL BANK PLAZA, 200 BAY ST:TORONTO

City: TORONTO

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: Personal and Commercial Banking

Job Type: Regular

Pay Type: Salaried

Posted Date: 2023-10-30

Application Deadline: 2024-01-28

Inclusion and Equal Opportunity Employment

At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.

We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.

Join our Talent Community

Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.

Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at .

Expected salary:

Location: Toronto, ON

Job date: Wed, 10 Jan 2024 08:34:33 GMT

Apply for the job now!

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Head of Credit Risk Job at Kuda Bank https://toptechblitz.com.ng/head-of-credit-risk-job-at-kuda-bank/ https://toptechblitz.com.ng/head-of-credit-risk-job-at-kuda-bank/#respond Mon, 15 Jan 2024 05:24:05 +0000 https://toptechblitz.com.ng/head-of-credit-risk-job-at-kuda-bank/ Job title: Head of Credit Risk Job at Kuda Bank Company: Job description: Kuda is a full service, app-based digital bank. Our mission is to be the go-to bank not just for those living on the African continent, but also for the African diaspora wherever they might live, anywhere in the world. Kuda is free [...]

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Job title: Head of Credit Risk Job at Kuda Bank

Company:

Job description: Kuda is a full service, app-based digital bank. Our mission is to be the go-to bank not just for those living on the African continent, but also for the African diaspora wherever they might live, anywhere in the world. Kuda is free of ridiculous banking charges and great at helping customers budget, spend smartly and save more. We raised the largest seed round ever seen in Africa, and completed a Series A funding round in February 2021, led by some of the world’s smartest venture capital investors. With offices in London (our HQ), Lagos and Cape Town, and further offices opening across Africa during 2021, Kuda is fast becoming recognised as the leading ‘Neobank’ for Africans.

To help us grow into the company that can bring meaningful change to the way people across Africa get access to great financial products and services in order to take control of their personal finances, we are actively looking for bright, talented, driven people who are excited by our mission. If this sounds like a great way to spend your valuable time, then please get in touch with us.

We are recruiting to fill the position below:

Job Position: Head of Credit Risk

Job Location: Lagos (Hybrid)
Employment Type: Full-time

Role Overview

  • Join us at Kuda in this pivotal role and be the driving force in shaping and optimizing our Credit Risk strategies!
  • We are currently searching for a dynamic Head of Credit Risk to lead the Credit Risk team, spearhead the implementation and execute Kuda’s Credit Risk policies.
  • You’ll have the opportunity to drive streamlined collection practices and actively contribute to the development of relevant policies and protocols.
  • In addition, you’ll get to ensure precise reporting and strict adherence to Credit product practices within Nigeria.

Responsibilities

  • Lead the Credit Risk team, end-to-end strategy roadmap and execution
  • Ensure proactive advocacy and steadfast adherence to Credit policies
  • Managing a team of underwriters, providing guidance, training, and feedback to ensure consistency and adherence to established underwriting standards
  • Spearhead active and compliant collection practices, demonstrating a commitment to regulatory standards and guidelines
  • Design Credit policies tailored to the unique dynamics of Kuda MFB in Nigeria
  • Build and operate the underwriting function for both consumer and business credit
  • Lead the strategic implementation of Credit initiatives within the Nigerian market, aligning efforts with organizational objectives
  • Establish, build and actively manage various relationships with external partners.

Requirements

  • B.Sc in Accounting, Economics, Banking, Finance and Commerce (or relevant fields)
  • 10+ years of experience, with at least 4 years in a leadership position specifically within Credit Risk Management
  • Extensive background in financial services or Fintech, underscoring a deep understanding of the industry’s nuances and dynamics
  • Solid understanding of Credit regulation within the Nigeria banking industry
  • In-depth hands-on expertise in the administration of Credit Risk policies, the Credit underwriting process, Credit Risk scoring methodologies, and precise calculation of unit costs for risk products.

Why join Kuda?
At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:

  • Pension
  • Group life insurance
  • Health insurance
  • Competitive annual leave plus bank holidays
  • L&D training
  • We are advocates of work-life balance and offer a 3-day-per-week remote working option.

Note

  • Kuda is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Kuda is considered based on merit, qualifications, competence and talent.
  • We don’t regard colour, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status. If you have a disability or special need that requires accommodation, please let us know.

Expected salary:

Location: Nigeria

Job date: Mon, 15 Jan 2024 04:50:55 GMT

Apply for the job now!

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Collections and Recovery Captain Job at Altara Credit Limited https://toptechblitz.com.ng/collections-and-recovery-captain-job-at-altara-credit-limited/ https://toptechblitz.com.ng/collections-and-recovery-captain-job-at-altara-credit-limited/#respond Sat, 13 Jan 2024 23:34:32 +0000 https://toptechblitz.com.ng/collections-and-recovery-captain-job-at-altara-credit-limited/ Job title: Collections and Recovery Captain Job at Altara Credit Limited Company: Job description: Altara Credit Limited (“Altara”) is a Nigerian consumer and business services venture. Our core value proposition is to improve the quality of life for the average Nigerian by driving financial inclusion. Altara is built on serving the underbanked and the otherwise [...]

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Job title: Collections and Recovery Captain Job at Altara Credit Limited

Company:

Job description: Altara Credit Limited (“Altara”) is a Nigerian consumer and business services venture. Our core value proposition is to improve the quality of life for the average Nigerian by driving financial inclusion. Altara is built on serving the underbanked and the otherwise financially excluded.

We are recruiting to fill the position below:

Job Position: Collections and Recovery Captain
Job Locations: Ibadan, Oyo Town – Oyo, Ilorin – Kwara and Abeokuta, Sagamu, Ijebu-Ode – Ogun
Employment Type: Full-time

Description

  • This is a role where you will report directly to the Operations Coordinator. The ideal candidate for this role is someone who possesses exceptional communication and interpersonal skills to interact with clients.
  • Supervise collection agents to recover bad debts from delinquent debtors.
  • Daily monitoring of debt portfolio.
  • Reporting daily progress against targets to the Operations Coordinator.
  • Working with a collection team to contact debtors and pursue payment.
  • Any other task that may be assigned by the Lead.

Requirements

  • Interested candidates should possess a Bachelor’s Degree in relevant fields
  • Minimum of 1 year of experience in a similar domain with at least a year of leadership experience
  • Comfortable working with targets
  • Great at time management, multitasking and prioritization skills
  • Good decision skills
  • Problem-solving skills
  • Excellent knowledge of Microsoft Office tools
  • Strong Analytical skills
  • Great communication skill
  • Strong commercial leadership skills with proven capability of working in a matrix environment.

Expected salary: 60000 per month

Location: Nigeria

Job date: Sun, 10 Dec 2023 08:53:41 GMT

Apply for the job now!

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Head of Credit Risk https://toptechblitz.com.ng/head-of-credit-risk/ https://toptechblitz.com.ng/head-of-credit-risk/#respond Mon, 08 Jan 2024 09:48:54 +0000 https://toptechblitz.com.ng/head-of-credit-risk/ Job title: Head of Credit Risk Company: Kuda Technologies Job description: Job Description: Summary Kuda is a money app for Africans on a mission to make financial services accessible, affordable and rewarding for every African on the planet. We’re a tribe of passionate and diverse people who dreamed of building an inclusive money app that [...]

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Job title: Head of Credit Risk

Company: Kuda Technologies

Job description: Job Description:

Summary

Kuda is a money app for Africans on a mission to make financial services accessible, affordable and rewarding for every African on the planet.

We’re a tribe of passionate and diverse people who dreamed of building an inclusive money app that Africans would love so it’s only right that we ended up with the name ‘Kuda’ which means ‘love’ in Shona, a language spoken in the southern part of Africa.

We’re giving Africans around the world a better alternative to traditional finance by delivering money transfers, smart budgeting and instant access to credit through digital devices. We’ve raised over $90 million from some of the world’s most respected institutional investors, and we’re rolling out our game-changing services globally from our offices in Nigeria, South Africa, and the UK.

Role Overview

Join us at Kuda in this pivotal role and be the driving force in shaping and optimizing our Credit Risk strategies!

We are currently searching for a dynamic Head of Credit Risk to lead the Credit Risk team, spearhead the implementation and execute Kuda’s Credit Risk policies.

You’ll have the opportunity to drive streamlined collection practices and actively contribute to the development of relevant policies and protocols.

In addition, you’ll get to ensure precise reporting and strict adherence to Credit product practices within Nigeria.

Responsibilities

  • Lead the Credit Risk team, end-to-end strategy roadmap and execution
  • Ensure proactive advocacy and steadfast adherence to Credit policies
  • Design Credit policies tailored to the unique dynamics of Kuda MFB in Nigeria
  • Build and operate the underwriting function for both consumer and business credit
  • Managing a team of underwriters, providing guidance, training, and feedback to ensure consistency and adherence to established underwriting standards
  • Spearhead active and compliant collection practices, demonstrating a commitment to regulatory standards and guidelines
  • Lead the strategic implementation of Credit initiatives within the Nigerian market, aligning efforts with organizational objectives
  • Establish, build and actively manage various relationships with external partners

Requirements:

  • 10+ years of experience, with at least 4 years in a leadership position specifically within Credit Risk Management
  • Extensive background in financial services or Fintech, underscoring a deep understanding of the industry’s nuances and dynamics
  • Solid understanding of Credit regulation within the Nigeria banking industry
  • In-depth hands-on expertise in the administration of Credit Risk policies, the Credit underwriting process, Credit Risk scoring methodologies, and precise calculation of unit costs for risk products
  • BSc in Accounting, Economics, Banking, Finance and Commerce (or relevant fields)

Benefits:

Why join Kuda?

At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:

  • Pension
  • Competitive annual leave plus bank holidays
  • Group life insurance
  • Health insurance
  • L&D training
  • We are advocates of work-life balance and offer a 3-day-per-week remote working option

Kuda is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Kuda is considered based on merit, qualifications, competence and talent.

We don’t regard colour, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status. If you have a disability or special need that requires accommodation, please let us know.

Expected salary:

Location: Lagos, Lagos State

Job date: Sun, 17 Dec 2023 07:58:40 GMT

Apply for the job now!

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Head of Credit Risk Job at Kuda https://toptechblitz.com.ng/head-of-credit-risk-job-at-kuda/ https://toptechblitz.com.ng/head-of-credit-risk-job-at-kuda/#respond Tue, 02 Jan 2024 22:36:56 +0000 https://toptechblitz.com.ng/head-of-credit-risk-job-at-kuda/ Job title: Head of Credit Risk Job at Kuda Company: Job description: capital investors. With offices in London (our HQ), Lagos and Cape Town, and further offices opening across Africa during 2021… below: Job Position: Head of Credit Risk Job Location: Lagos Employment Type: Full-time Role Overview Join us at Kuda in… Expected salary: Location: [...]

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Job title: Head of Credit Risk Job at Kuda

Company:

Job description: capital investors. With offices in London (our HQ), Lagos and Cape Town, and further offices opening across Africa during 2021… below: Job Position: Head of Credit Risk Job Location: Lagos Employment Type: Full-time Role Overview Join us at Kuda in

Expected salary:

Location: Nigeria

Job date: Sun, 17 Dec 2023 06:43:27 GMT

Apply for the job now!

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Head of Finance Job at Beyond Credit Limited https://toptechblitz.com.ng/head-of-finance-job-at-beyond-credit-limited/ https://toptechblitz.com.ng/head-of-finance-job-at-beyond-credit-limited/#respond Fri, 22 Dec 2023 06:31:53 +0000 https://toptechblitz.com.ng/head-of-finance-job-at-beyond-credit-limited/ Job title: Head of Finance Job at Beyond Credit Limited Company: Job description: Beyond Credit is a technology-driven financial services company focused on empowering low-income entrepreneurs across Africa. We seek to provide them with opportunities to grow their businesses, improve their standard of living and thereby have better outcomes in life. We aim to give [...]

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Job title: Head of Finance Job at Beyond Credit Limited

Company:

Job description: Beyond Credit is a technology-driven financial services company focused on empowering low-income entrepreneurs across Africa. We seek to provide them with opportunities to grow their businesses, improve their standard of living and thereby have better outcomes in life. We aim to give them hope of a better life by equipping them with appropriate tools needed to attain greater financial independence.

We are recruiting to fill the position below:

Job Position: Head of Finance

Job Location: Ikeja, Lagos
Employment Type: Full-time
Reporting Line: MD/CEO

Job Brief

  • We are looking for an experienced Head of Finance to perform effective risk management and plan the organization’s financial strategy.
  • The Head of Finance must be well-versed in all aspects of financial management ranging from simple accounting to broad investment and banking operations.
  • The ideal candidate will be an excellent leader since all relative departments of the organization will work together with him.
  • The goal is to protect the company’s revenues and profits to achieve full financial control and Sustainable growth.

Main Responsibilities
Financial Projections

  • Develop the financial well-being of the organization by providing financial projections and accounting services, preparing growth plans, and directing staff.
  • Drive the company’s financial planning
  • Perform risk management by analyzing the organization’s liabilities and investments
  • Supervise all finance personnel (controllers, treasurers etc.)
  • Manage vendor relationships
  • Prepare reliable current and forecasting reports
  • Set up and oversee the company’s finance IT system
  • Decide on investment strategies by considering cash and liquidity risks
  • Control and evaluate the organization’s fundraising plans and capital structure
  • Ensure cash flow is appropriate for the organization’s operations
  • Ensure compliance with the law and company’s policies
  • Develops financial strategies by forecasting.

Finance:

  • To integrate risk management in key processes such as strategic budgeting and project planning.

Customer Service:

  • To demonstrate high aptitude for decision-making and problem-solving.
  • To exhibit integrity, excellent organizational and leadership abilities, and strong interpersonal and communication skills.

Requirements
Education & Experience Requirements:

  • Bachelor’s Degree in Business, Finance, Accounting, or equivalent experience.
  • 5 to 10 years of experience in accounting and financial management practices.
  • Prior experience as a CFO / Head of Finance
  • Experience in a senior management position.
  • Chartered Accountant (ICAN, ACCA, CPA).
  • Proficiency in accounting software and IT savvy
  • Audit Experience is highly desirable.

Skills:

  • Must possess adequate knowledge of Financial planning and strategy
  • A background in investment banking/private equity/FINTECH would be highly advantageous
  • A strong record in managing and growing teams and manage profitability
  • Strategic planning and vision
  • Excellent knowledge of data analysis and forecasting methods
  • Strong leadership and organizational skill
  • Good written, presentation and communication skills, able to prepare statistical and narrative reports
  • Able to work under broad direction but self-motivated to work independently. Has technical responsibility and accountable for work performed and decision taken.
  • Promotion of process improvement
  • Corporate financial law and risk management practices
  • Must be able to develop and defend a Budget
  • Must possess excellent interpersonal skills and able to communicate and manage relationship at all levels.

Expected salary:

Location: Ikeja, Lagos State

Job date: Wed, 20 Dec 2023 05:13:18 GMT

Apply for the job now!

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Data Scientist (Credit Risk Modelling) https://toptechblitz.com.ng/data-scientist-credit-risk-modelling/ https://toptechblitz.com.ng/data-scientist-credit-risk-modelling/#respond Sun, 17 Dec 2023 22:57:56 +0000 https://toptechblitz.com.ng/data-scientist-credit-risk-modelling/ Job title: Data Scientist (Credit Risk Modelling) Company: Lightspeed Job description: payments, financial solutions, and connection to supplier networks. Founded in Montréal, Canada in 2005, Lightspeed is dual…, Europe, and Asia Pacific, the company serves retail, hospitality, and golf businesses in over 100 countries. Lightspeed… Expected salary: Location: Montreal, QC Job date: Wed, 13 Dec [...]

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Job title: Data Scientist (Credit Risk Modelling)

Company: Lightspeed

Job description: payments, financial solutions, and connection to supplier networks. Founded in Montréal, Canada in 2005, Lightspeed is dual…, Europe, and Asia Pacific, the company serves retail, hospitality, and golf businesses in over 100 countries. Lightspeed…

Expected salary:

Location: Montreal, QC

Job date: Wed, 13 Dec 2023 08:40:12 GMT

Apply for the job now!

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Verification, Collection and Recovery Agent Job at Altara Credit Limited https://toptechblitz.com.ng/verification-collection-and-recovery-agent-job-at-altara-credit-limited/ https://toptechblitz.com.ng/verification-collection-and-recovery-agent-job-at-altara-credit-limited/#respond Tue, 12 Dec 2023 04:25:53 +0000 https://toptechblitz.com.ng/verification-collection-and-recovery-agent-job-at-altara-credit-limited/ Job title: Verification, Collection and Recovery Agent Job at Altara Credit Limited Company: Job description: Altara Credit Limited (“Altara”) is a Nigerian consumer and business services venture. Our core value proposition is to improve the quality of life for the average Nigerian by driving financial inclusion. Altara is built on serving the underbanked and the [...]

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Job title: Verification, Collection and Recovery Agent Job at Altara Credit Limited

Company:

Job description: Altara Credit Limited (“Altara”) is a Nigerian consumer and business services venture. Our core value proposition is to improve the quality of life for the average Nigerian by driving financial inclusion. Altara is built on serving the underbanked and the otherwise financially excluded. Our debut service is “buy now, pay later” where we allow formal & informal sector workers, and SME owners to purchase a variety of products and equipment for their homes and businesses but instead of paying for the products in full upfront, pay a small amount over time.

We are recruiting to fill the position below:

Job Position: Verification, Collection and Recovery Agent

Job Location: Abeokuta, Ogun
Employment Type: Full-time

Job Description

  • Recovering bad debts from delinquent debtors.
  • Working with collection agents to contact debtors and pursue payment.
  • Reporting daily progress against targets to the Head of collections.
  • Preparing letter of demand notice to the debtors.
  • Daily monitoring of debt portfolio.
  • Devising customized recovery strategy on a case by case basis.
  • Making outbound collection calls to debtors.
  • Reducing the non-performing debts owed to the company
  • Maintain accurate; up-to-date customer account information.
  • Any other task that may be assigned by the Lead.

Requirements

  • 0 – 1 year of experience in collections / Recovery in a consumer finance company, microfinance or bank
  • Experience in debt collection
  • Commitment to achieving performance goals
  • Evidence of well-developed organizational skills and the ability to meet deadlines.
  • Demonstrated ability to follow policy and procedures.
  • Knowledgeable in Microsoft office tools including MS Excel, Word and powerpoint.

Expected salary:

Location: Abeokuta, Ogun State

Job date: Sat, 21 Oct 2023 22:00:07 GMT

Apply for the job now!

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Manager – UK Business Banking Special Credit Unit GSC’s https://toptechblitz.com.ng/manager-uk-business-banking-special-credit-unit-gscs/ https://toptechblitz.com.ng/manager-uk-business-banking-special-credit-unit-gscs/#respond Sat, 02 Dec 2023 10:18:15 +0000 https://toptechblitz.com.ng/manager-uk-business-banking-special-credit-unit-gscs/ Job title: Manager – UK Business Banking Special Credit Unit GSC’s Company: HSBC Job description: Job description Business: Wholesale Credit Risk Management, Europe UK Business Banking Special Credit Unit (BBSCU…) Open positions: 1 Role Title: Manager – UK Business Banking Special Credit Unit GSC’s Global Career Band: 6 Location… Expected salary: Location: United Kingdom Job [...]

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Job title: Manager – UK Business Banking Special Credit Unit GSC’s

Company: HSBC

Job description: Job description Business: Wholesale Credit Risk Management, Europe UK Business Banking Special Credit Unit (BBSCU…) Open positions: 1 Role Title: Manager – UK Business Banking Special Credit Unit GSC’s Global Career Band: 6 Location…

Expected salary:

Location: United Kingdom

Job date: Fri, 17 Nov 2023 01:57:11 GMT

Apply for the job now!

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