A young Nigerian lady shares her frustrating experience after mistakenly transferring ₦55,200 to an unknown Opay account — only to face unexpected demands before retrieving her funds.
The lady, identified on X (formerly Twitter) as @motundeee, explained that she had erroneously sent the money to an Opay account, which doubles as the recipient’s phone number.
Fortunately, she was able to reach the account owner via a phone call, however, what followed shocked her. Rather than simply returning the money, the woman demanded a cut of the funds as a condition for the refund.
“I sent ₦55,200 to a wrong account (Opay). I haven’t met her before. I called her line, she said, ‘How much do I want to give her from there?’” she wrote.
The accidental recipient reportedly held onto the money for three days while negotiations continued. Eventually, both parties agreed that ₦5,200 would be kept by the woman, and the remaining ₦50,000 was refunded.
“I sha gave her ₦5,200. And the money has been with her since Saturday btw 😂😂. I was able to collect it back on Tuesday I think,” @motundeee added in her post.


The incident has since sparked mixed reactions online. While some users condemned the actions of the Opay account holder, calling it unethical and opportunistic, others saw humor in the situation or viewed it as a “Nigerian hustle” moment.